Reducing housing loan interest

-
Woo hooooo! Thanks to Bahija, Ringgit has pestered ING to reduce his interest rate from 6.15% to 5.35% and now to 5% (pending their management approval)... that's a savings of about 12K of interest! And if I upped my monthly repayment by RM800, I can repay the BU house in 7 years time!

I had to threaten them that I will refinance, show them an offer from PBB and only then do they agree to reduce. Lots of emails and faxes but hey, it's a lot of savings le!

Wow.. 7 years later and I am half a millionaire (if I sell my house, that is.. LOL)

Still.. I would urge all of you to write to your banks and get a reduction in interest rate. HUGE SAVINGS!

Comments

  1. Bahija4/15/2009 11:28:00 PM

    Hah, I am happy to read , hear this :) , WELL DONE, good job. Consumer has to act garang sikit..You are doing so well, 7 yrs to habis quite a high loan wor. very pandai. Hey, can belanja Bahija makan lor , hehee

    ReplyDelete

Post a Comment

Popular posts from this blog

One million daimoku

-
Image
In April 2008, Anne and I started our resolution to chant 1 million daimoku in one year. It's already Jan - and I am only one-third of the way. I really need to WORK HARDER - coz I made another 1 million resolution from Jan - Dec 2009. The chart you see on the right of this post is a chart that we put beside our butsudan. It tracked our chanting progress. Every 20 minute, we coloured one box. Mine is the one on top, Anne's at the bottom - you can see that she made much better progress than me! Hmmm.. come to think of it, I am not even at one third!! --- Edit 22 March 2009: Thanks to Google, a couple of friends in faith found this post and they want to know how many hours of chanting is required to achieve one million diamoku. Here it is. Based on our publication in Malaysia, 20 minutes of chanting is equivalent to 1,000 daimoku. So, one hour is 3,000 daimoku. 1 million would take about 333 hours. --- Edit 8 April 2018: Checking my blogger stats, this post is pretty hig...
Read more

Amazon Alexa in Malaysia - does it work well? A review...

-
Image
Feels like Christmas in September. Thanks to Doktor Cinta, my friend who live in Australia. Back in July, Amazon Australia had a Prime Day. I joined the trial using my usual Amazon account and ordered an Echo Dot, Echo Plus (the taller one with a built-in hub) and a Kindle Paperwhite, shipping them to a dear friend in Australia. My friend visited Malaysia and brought the Echos with him two weeks ago. You can imagine my thrill to get my hands on Alexa and start using it... in Malaysia. As a side story, sometimes, you can't believe how events are aligned properly to prepare my place to be a connected home - I bought a superb new mesh network router, eero (by the way, I'd say it's one of my best electronic purchases after an iPhone! It is that good), which acts as a strong WiFi backbone as it blanket my double storey house with a reliable and fast WiFi. Then, maxis launched Fibernation program which let me to upgrade my internet from 6 Mbps (pathetic) to 100 Mbps wit...
Read more

GoDaddy Discontinued Catch-All Email Forwarding

-
I had a few domains with GoDaddy. I started with GoDaddy and I stayed with them for a long time. Recently, I moved most of my domains to Cloudflare. Main reason was cost. Cloudflare hosting is very cheap -  I think they are not making any margin out of these domains. They are just transferring the cost the authorities charges direct to their customer without any markup. But I had one domain which I still maintained with GoDaddy because I love the one feature they have, which is mail forwarding and, more importantly, a catch-all email forwarding.  What is email forwarding? It means that any emails that were sent to the domain will be forwarded to another email. For example, if you send an email to [email protected], it will be forwarded to a secret iCloud email. That way, my real email address is hidden. What is catch-all email forwarding? Say you accidentally send an email to [email protected]. I still forward that to another email, for example, a throw away Gmail account. Whe...
Read more